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Funding Methods

Contract Hire

Quite simply this is just a way of hiring a vehicle of your choice over a specified period – normally two years. Vehicle rental payments are typically lower as you only pay for its use and include Road Fund Licence and Breakdown cover for the period of the agreement. Contract Hire arrangements can include full maintenance packages at extra cost that covers servicing, repairs, tyres and ‘loan cars’, depreciation and disposal. You normally just pay for petrol, insurance, ‘topping up’ oil and accident damage. There are fixed monthly payments for the duration of the contract.

 

The benefits of leasing

Vauxhall Leasing combines the cost advantages of a national contract with the personal support of a local contact. We offer flexible, tailored solutions with fair terms and conditions, a detailed wear and tear policy and no hidden surprises. Breakdown cover is included for the full duration of the contract and Road Fund Licence is renewed automatically. You can also benefit from optional service and maintenance cover (with relief vehicle option and No Quibble replacement tyre policy) and optional insurance shortfall cover

 

Lease Purchase

A modern way of acquiring company vehicles with advantages over Hire Purchase. Initial payments are low and a wide range of tailor made plans are available to suit individual requirements. Unlike Hire Purchse you do not have to find the entire cost of the vehicle. You agree with the Finance Company an estimated value of the vehicle at the end of the period based on mileage covered and pay monthly on the basis of the difference between that figure and the new vehicle’s cost. The balance is payable at the end of the contract.

 

Hire Purchase

Vauxhall Hire Purchase is the simplest finance plan we offer. Once you've decided on the vehicle for you, you choose the level of deposit you wish to pay and the repayment period. You pay a regular monthly payment, which is based on the amount of finance needed plus the interest, until the end of the agreed period when the vehicle ownership is passed to you.

The Hire Purchase plan offers you the flexibility to choose the length of your agreement, but the added stability of knowing that because the repayments and interest rates are fixed, your monthly payment won't change. Plus, you choose the level of initial deposit.

 

Cash Purchase

A self-explanatory way of financing a new vehicle. The individual or business user pays for the new vehicles out of cash reserves or savings by negotiating with the vehicle supplier.

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